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DEV draft preview. Checkboxes record acceptance of the active DEV rehearsal versions.

Collector Terms of Service Proposed English controlling master. Version: collector-terms-en-2026-10-27-review-2. 1. Parties and scope These proposed Collector Terms are between Fanz Cards USA LLC (“Fanz Cards”, “we”, “us”) and the person creating or using a Collector account (“you”). Fanz Cards USA LLC is a Delaware limited liability company whose registered office is 131 Continental Dr, Suite 305, Newark, Delaware 19713, New Castle County, United States. These Terms govern Collector accounts, primary purchases from Fanz Cards and use of the Fanz.Cards platform. A Creator’s separate Supplier Agreement is not part of these Collector Terms. 2. Supplier and reseller model Creators supply authorized digital-card content to Fanz Cards under separate arrangements. Fanz Cards packages and offers eligible Cards to Collectors as reseller and seller. A Creator is not your contractual seller merely because the Creator appears on a Card, and a Creator does not receive your payment credentials. The identity and role shown at checkout for the particular transaction controls if it differs from this general description. 3. Stripe Managed Payments For a transaction expressly identified at checkout as using Stripe Managed Payments, Sold through Link, LLC (“SMP”), a Stripe affiliate, acts as merchant of record for that transaction. Under Stripe’s current published terms, Fanz Cards remains the Seller, SMP is not the seller of record and does not possess the digital product, and SMP facilitates the sale on Fanz Cards’ behalf. SMP may provide checkout, receipts, payment collection, indirect-tax handling in supported jurisdictions, fraud and dispute management, transaction support, and refunds under its own applicable terms. Transactions not expressly identified as Stripe Managed Payments must display their applicable seller, payment and tax roles at checkout. This draft does not represent that Stripe Managed Payments has been activated. 4. Account eligibility and security You must have legal capacity to contract and meet the minimum age and territorial requirements applicable to you. You must provide accurate information, keep one personal account unless we approve another arrangement, protect your credentials, and promptly report suspected compromise. You may not sell, share or transfer an account. No guest checkout is offered. You must sign in and have accepted every then-active document required for checkout before starting a purchase. 5. Cards, ownership and access A “Card” is a digital collectible and its expressly listed content or benefits. A “Card Instance” is the numbered or otherwise individually recorded unit assigned to your account. Ownership means the Platform records your entitlement to that Instance and the associated contractual access. It does not transfer copyright, trademark, publicity rights, a Creator’s identity, company equity, a physical object, a blockchain token, an external wallet asset, or any benefit not stated in the listing. Subject to payment, these Terms and applicable law, we grant the registered owner a limited, personal, non-exclusive, non-commercial, non-transferable licence to access and privately enjoy the Card content through authorized Platform functions. If an authorized resale transfer completes, access tied solely to that Instance passes to the new owner and ends for the former owner. We may use proportionate technical measures to protect restricted content. 6. Permitted and prohibited use You may view Card content for personal use and use sharing features we expressly provide. Unless the rights holder separately authorizes it, you may not copy, scrape, download except through an enabled download function, redistribute, publicly perform, rebroadcast, sublicense, sell the content separately from an authorized Card transfer, remove notices, impersonate a Creator, use content commercially, or use Card content or personal data to train or evaluate an artificial-intelligence model. You must not use the Platform for unlawful, infringing, fraudulent, deceptive, abusive, exploitative, hateful, sexually exploitative, privacy-invasive or security-disruptive conduct. You must not manipulate availability or resale prices, conduct sham or self-dealing transactions, evade sanctions or territorial controls, probe private systems, introduce malicious code, or interfere with another person’s access. 7. Listings, orders and delivery Before you commit to a paid order, checkout must identify the Card, quantity or edition, price and currency, applicable taxes and charges, material access restrictions, and the transaction roles then in use. An order is completed only after the payment provider confirms successful payment and the Platform records fulfillment. Authorization or a pending payment is not completed ownership. We may reject, cancel or refund an unlawful, unauthorized, suspicious, duplicate, mistaken or unavailable transaction. Digital delivery normally occurs to My Collection. You are responsible for maintaining access to your account and compatible internet access. If purchased content is not delivered, materially misdescribed, defective, inaccessible for reasons within our control, or charged without authorization, contact support promptly so we can investigate and provide the remedy required by law and the applicable Refund Policy. 8. Continued access and content changes We aim to preserve lawful access to purchased Card content, but do not promise perpetual or uninterrupted operation. Maintenance, provider failures, security incidents, legal orders, rights claims, safety concerns or service discontinuation may affect access. We may suspend content while investigating and may replace or remove specific unlawful, infringing, unsafe or defective material through a controlled correction process. We will preserve ownership and transaction history and provide notice or an appropriate remedy where required by law. A correction must not silently substitute a materially different product. 9. Resale Resale is available only where enabled for an eligible Instance and lawful in the relevant jurisdictions. A seller sets the asking price and authorizes transfer if a sale completes. Before confirmation, the Platform must disclose the price, currency and applicable allocation or fee information. We do not promise a buyer, liquidity, appreciation, a minimum resale value or repurchase. A Card is a digital collectible for access and enjoyment, not an investment product. 10. Refunds, disputes and support The Collector Refund and Support Policy forms part of these Terms. Mandatory rights for non-delivery, defective or misdescribed digital content, unauthorized transactions and statutory cancellation are preserved. Eligible voluntary returns receive a 100% refund with no restocking fee under the MVP return rules stated in the Collector Refund and Support Policy. No contractual restriction overrides non-waivable law. For a Stripe Managed Payments transaction, SMP’s refund policy controls where it is more generous than ours. Stripe’s current terms state that SMP may issue a refund within 60 days of purchase regardless of a more restrictive seller policy and may refund where law requires. Transaction-related support may be provided through Link. You may also contact Fanz Cards through the support channel shown on the Platform. We may require return or cancellation of the related Card Instance when a refund or rescission is completed. 11. Suspension and closure We may proportionately restrict an account or transaction for security, fraud, illegality, rights violations, payment disputes, material breach or a binding legal requirement. Where lawful and reasonably safe, we will provide the material reason and a review path. Closing or restricting an account does not erase ownership, completed transactions, acceptance evidence, refunds, chargebacks, audit records or records we must retain. Account inactivity alone does not authorize forfeiture. 12. Privacy The active Collector Privacy Notice explains how Fanz Cards processes personal data. Stripe, SMP, Link and other providers may process information under their own notices and roles. Acceptance of these Terms is not blanket consent to optional marketing or non-essential tracking. 13. Changes Every approved version will have a version identifier and effective date. We will not silently rewrite an accepted version. Material changes will be notified as required, and new affirmative acceptance will be requested where required by law or configured as required for future registration or checkout. Historical acceptance evidence remains linked to the exact content hash accepted. 14. Liability and mandatory rights Nothing in these Terms excludes liability or remedies that cannot lawfully be excluded, including liability for fraud or fraudulent misrepresentation and applicable consumer rights. Subject to those rights, neither party is liable for losses that were not reasonably foreseeable when the contract was formed. Any final monetary limitation of liability requires separate legal and business approval before activation. 15. Governing terms and contact The final controlling law, forum, minimum-age rule, liability provisions and formal legal-notice contact remain subject to approval. Consumers retain mandatory protections and competent forums available under applicable law. Support contact proposed for Collector matters: support through the Help Center. Formal legal notice details must be approved before activation.

DEV draft preview. Checkboxes record acceptance of the active DEV rehearsal versions.

Collector Privacy Notice Proposed English controlling master. Version: collector-privacy-en-2026-10-27-review-2. 1. Who is responsible Fanz Cards USA LLC, 131 Continental Dr, Suite 305, Newark, Delaware 19713, New Castle County, United States, is responsible for the Fanz.Cards account, collection, content-access and support processing described here. The final privacy contact and any representative or data-protection-officer details required by applicable law must be approved before activation. 2. Information we process Depending on how you use the Platform, we process account and contact details; profile and language choices; login, session, device, IP and security information; cart, order, payment-reference, ownership, resale, refund and support records; required legal-document acceptances; creator memberships and communication choices; Card access and download evidence; fraud, dispute and compliance information; and messages or files you submit to support. We do not need or store full card numbers when payment is handled through Stripe. 3. Why we process it We process information to create and secure accounts; provide carts, checkout and purchased-card access; record ownership and authorized transfers; provide support and refunds; prevent fraud and abuse; maintain transaction, acceptance and audit evidence; comply with legal obligations; and establish, exercise or defend legal claims. Contract performance, legal obligation and documented legitimate interests are used only where applicable. Consent is used for optional marketing or non-essential technologies where required and may be withdrawn. 4. Stripe Managed Payments and Link If checkout identifies Stripe Managed Payments, Sold through Link, LLC acts as merchant of record while Fanz Cards remains the Seller. Stripe and its affiliates may process customer, transaction and support information to provide checkout, receipts, payment collection, indirect-tax services in supported jurisdictions, fraud prevention, disputes, refunds and transaction support. Stripe’s current terms also allow SMP to handle valid deletion requests for customer data in its systems and to notify Fanz Cards of relevant action. Fanz Cards remains responsible for requests concerning data it independently controls. This description does not represent that Managed Payments is active for every transaction. 5. Other recipients and processors Information may be shared as necessary with hosting, database, storage and content-delivery providers; email and support providers; fraud, identity and payment providers; authorized staff and contractors; professional advisers; transaction counterparties where a function genuinely requires it; and competent authorities. Current technical suppliers include DigitalOcean infrastructure, Cloudflare R2 media storage, Postmark email delivery and Stripe payment services. Their exact legal entities, processing locations and contractual roles must be confirmed in the final data inventory before activation. 6. Public and restricted information Collector account details are not public merely because you purchase a Card. Public profile or collection features, if introduced, require separate clear controls. Creators receive only information necessary for an enabled membership or service function and do not receive an unrestricted buyer marketing list. Restricted Card content and ownership evidence are limited to authorized users and operational staff, subject to security, support and legal needs. 7. International processing Providers and authorized personnel may process information outside your country. We must identify relevant destinations and use safeguards required by applicable law before restricted transfers. The final notice must state the approved transfer mechanisms and any legally required local representative details. 8. Retention We retain information only for justified operational, contractual, security, tax, accounting, dispute and legal periods. Account closure does not erase records needed to preserve ownership, completed transactions, refunds, chargebacks, legal-document acceptance or fraud evidence. Acceptance evidence is immutable and linked to the exact accepted document hash; corrections are made through additional records rather than rewriting history. Approved category-specific retention periods, backup cycles and deletion procedures remain required before activation. 9. Your choices and rights Subject to applicable law, you may request access, correction, deletion, restriction or portability, object to certain processing, withdraw consent, and complain to a competent authority. We may verify a request proportionately. Some records cannot be deleted immediately where retention is legally required or necessary to preserve another person’s rights, transaction integrity or a live dispute. The final request address, response process and jurisdiction-specific rights must be approved before activation. 10. Cookies and communications Necessary cookies support sessions, security, language, cart and requested account functions. Optional analytics or advertising technologies require the controls applicable in the user’s location. Transaction, security, legal and service messages are not marketing. Membership or creator-update choices are managed separately and may be changed without losing purchased Cards. 11. Security, children and changes We use proportionate technical and organizational safeguards but cannot promise absolute security. Independent Collector accounts require the approved minimum age and legal capacity. Publication of this notice does not authorize a child to open an account. Approved versions will be fixed, hashed and dated; material changes will not overwrite historical versions and will be notified or presented for fresh acceptance where required.

DEV draft preview. Checkboxes record acceptance of the active DEV rehearsal versions.

Collector Refund and Support Policy Proposed English controlling master. Version: collector-refund-en-2026-10-27-review-2. 1. Scope This proposed Policy applies to paid digital Card purchases from Fanz Cards USA LLC. It supplements the Collector Terms and does not limit any mandatory consumer, payment or chargeback right. Free Card claims have no purchase price to refund, but access or technical problems may still be reported to support. 2. When to contact support Contact support promptly if a Card was not delivered after confirmed payment, the delivered Card is materially different from its listing, included content is defective or inaccessible for reasons within our control, a duplicate charge appears, you did not authorize a transaction, or a legal cancellation or withdrawal right may apply. Provide the account email, order reference, affected Card and a concise description. Never send a full payment-card number or password. 3. Available remedies After investigation, the remedy may include restoring access, correcting the affected content, completing delayed delivery, cancelling a duplicate or unauthorized transaction, replacing a defective supply where lawful and appropriate, or issuing a full or partial refund as required. A completed refund or rescission may require cancellation or return of the related Card Instance and reversal of associated ownership or resale availability, with the transaction history preserved. 4. Change of mind and digital delivery For MVP, eligible primary-market paid Card purchases may be voluntarily returned within 30 days of confirmed payment for a 100% refund of the purchase price, with no restocking fee, to the original payment method. Voluntary return eligibility ends after an explicit Download action or once the instance has been listed for resale. Merely viewing or playing Card content inline does not count as a Download. Free claims, creator-retained instances and secondary-market purchases are outside this voluntary primary-market return policy. A locked Card or unresolved payment dispute may require support handling instead of the automated return flow. This statement does not override a statutory withdrawal, cooling-off, quality or conformity right. Where immediate digital delivery requires separate express consent or acknowledgement to affect a withdrawal right, accepting general terms alone is not treated as that separate consent. 5. Stripe Managed Payments transactions For a transaction expressly identified as Stripe Managed Payments, Sold through Link, LLC is merchant of record and its applicable refund policy also applies. Stripe’s current published Managed Payments terms state that SMP may issue refunds within 60 days of purchase regardless of a more restrictive seller policy, that SMP may refund where law requires, and that its policy controls where it is more generous. Transaction-related support may also be available through Link. Fanz Cards will cooperate with SMP and may have limited response periods when SMP requests transaction information. 6. Timing and status We will acknowledge a support request and investigate within a reasonable period appropriate to the issue. Provider review, fraud checks, rights investigations or required information may affect timing. Once a refund is submitted, the payment provider and your financial institution control final posting time. The Platform must not describe a refund as completed before provider confirmation. 7. Disputes and chargebacks You may use any dispute or chargeback right available under applicable law and payment-method rules. We encourage contacting support first when safe and practical because many delivery issues can be resolved quickly, but this Policy does not require you to surrender or miss an external deadline. Fraudulent, duplicate or bad-faith claims may result in proportionate account restrictions and investigation. 8. Support contact and unresolved details Collector support is available through the Fanz.Cards Help Center. Before activation, the final policy must approve the support email or ticket address, target acknowledgement times, any region-specific withdrawal instructions and model form, the final Stripe or Link customer-support link, and escalation or complaint routes required by applicable law.